Why do we have tailor made solutions rather than plans
Benefits Explained
At Yapper Pet Insurance, we understand that every pet is unique, with its own specific needs, health conditions, and lifestyle. That's why we offer tailor-made pet insurance solutions rather than one-size-fits-all package plans like many of our competitors. Our customized approach ensures that your pet receives the precise coverage they need, providing you with peace of mind and comprehensive protection.
Pet Wellness Benefit
The Wellness Benefit is designed to cover routine care and preventative treatments. This optional add-on helps maintain your pet's health and includes:
Coverage for Routine Care: 50% of the costs for vaccinations, annual check-ups, flea treatments, and other routine care.
Annual Reimbursement Limit: Up to R2200 annually.
Tailored to Needs and Budget: This benefit can be customized based on your pet's needs and your budget, alongside the core accident and illness coverage.
Waiting Period: 6 months from the policy start date .
- Titer testing
- Vaccinations/ Injection fees
- Consultation fee
- Heartworm prevention
- Faecal test
- Deworming
- Microchip
- Flea/ Tick prevention- Nail trim
- Elective sterilisation/ neutering
- Dental check-up
Hereditary Treatment Benefit
This benefit provides coverage for treatments related to hereditary conditions that your pet might develop over time. Features include:
Coverage for Hereditary Conditions: Limited coverage for vet fees resulting from a hereditary defect.
Annual Reimbursement Limit: Up to R2800 annually.
Coverage Amount: Stated in your Schedule of Insurance and Benefits, subject to the Overall Annual Maximum.
Waiting Period: 24 months from the policy start date .
Pet Dental Benefit
The Dental Benefit covers dental treatments not directly resulting from an accident or illness. It includes:
Comprehensive Dental Care: Coverage for dental treatments such as cleanings and extractions.
Exclusions: Routine dental check-ups, consultation fees, orthodontic treatments, and dentures are not covered.
Coverage Amount: Stated in your Schedule of Insurance and Benefits, subject to the Overall Annual Maximum and limited to R2500 per annum.
Waiting Period: 12 months from the policy start date .
Pet Excess Buster
The Excess Buster is an optional add-on benefit that waives all excess fees on any claimed amount. Benefits include:
No Out-of-Pocket Costs: Ensures you won't have to pay any out-of-pocket costs when making a claim.
Financial Relief: Provides complete financial relief in covered situations by eliminating unexpected expenses.
Simplified Claims Process: Helps simplify the claims process and offers peace of mind by waiving excess fees on claims .
Pet Search & Rescue Benefit
The Search and Rescue Benefit helps cover the costs associated with finding and rescuing your pet if they get lost. Key aspects include:
Advertising and Recovery Costs: Covers reasonable costs of local advertising and recovery efforts. Partnership with MissingPet.co: Leverages social media to locate your lost pet.
Coverage Amount: Maximum limit of R1000, deductible from the Annual Policy Limit with no excess.
Lifetime Contribution: Provides R1000 towards finding your pet over its lifetime.
Waiting Period: 6 months from the policy start date .
Legacy of Life Benefit
This benefit supports you during the difficult end-of-life decisions for your pet. It includes:
End-of-Life Support: Contributions towards the costs of voluntary euthanasia, disposal, cremation, or burial of your pet.
Coverage Amount: Up to R1500 per event, deductible from the Annual Policy Limit with no excess. Paid to the verifed vendor
Dignified Handling: Ensures your pet's final moments are handled with dignity and respect.
Waiting Period: 12 months from the policy start date .
